OBJECTIVES

Upon completion of the programme, participants will be able to:

  • Understand the entire scope of credit evaluation
  • Know the main components of Financial Statement and able to apply them in evaluating the past performance of the business
  • Compute the business funding requirements and ways out analysis

Contents

Module 1: Qualitative Analysis (1.5 days)
1.1. Overview on credit process cycle.

1.2. Overview on the scope of credit evaluation.

1.3. Purpose of the financing.

  • Consistent with nature of the business
  • Source of the payment
  • Needs

1.4. Qualitative analysis

  • Management: Character  / Competency / Commitment
  • Business Operation: Operation Cycle / Operating Risks
  • Industry Analysis: Michael Porter’s 5F / Generic Strategies / Industry & Product Cycle
  • SWOT analysis

1.5. Identify, quantify and mitigate qualitative risks

1.6. Case Study

Module 2: Quantitative Analysis (1.5 days)
2.1. Practical aspects of Statement of Financial Position.

2.2. Practical aspects of Profits or Loss Account and Comprehensive Income.

2.3. Practical aspects of Statement Cash Flow.

2.4. Comment on Past Financial Statement, Causes, Results and Solutions.

2.5. Identify, quantify and mitigate financial risks.

2.6. Developing Risks Assets Acceptance Criteria (RAAC) for screening application.

2.7. Case Study

administrative details

Duration: 3 Days