OBJECTIVES
Upon completion of the programme, participants will be able to:
- Familiar with the entire scope of credit evaluation.
- Collect, compute and compile all financial data/information for writing the credit memo.
- Effectively use the Credit Analysis Work Sheet.
- Verify and complete all information needed in the work sheet during the pre-sanction.
- Write an effective credit memo to justify credit recommendation.
Contents
1. Overview on the scope of credit evaluation.
2. Components of credit memo.
- Introduction
- Main contents
- Conclusion/recommendation
- Executive summary
3. Steps in writing credit memo
- Interview, list out information and document needed.
- Documents for customers
- Homework on work sheet
- Visit and finalised work sheet
- Writing credit memo.
4. Completing credit analysis (before and after site visit)
- Facts and results
- Conclusion (strengths and weaknesses)
- Recommendation
5. Writing credit memo based on completed Credit Analysis Work Sheet.
- Standard format/template
- Free flow format
6. Case Study.
administrative details
Duration: 2 Days