CREDIT APPRAISAL & REPORTING SKILLS

Welcome to your CREDIT APPRAISAL & REPORTING SKILLS

Name
1. 
The following is considered more important stages in Credit Process Cycle

2. 
Arrangement of information and facts written in sequential order for purpose of making Credit Decision is called

3. 
Which of the following is not included in Statutory Financial Report

4. 
Based on the following data, compute Current Ratio

Cash 5000 Revenue Reserve  25000
Stock 10000 Trade Payable 10000
Profit 5000 Tax Payable 5000

5. 
Which of the following ratio measures the financial commitment of the shareholders

6. 
Based on the information/data below, compute the additional working capital

Items Projected 
RM		 Existing
RM
Stocks 20000 15000
Debtors 10000 5000
Creditors 10000 5000

7. 
What is Working Capital

8. 
Compute Debt Service Ratio (DSR) from the following information/data.

Net Profit After Tax 15000
Financing Amount 50000
Tenor 5 Years
Depreciation  5000

9. 
Based off the diagram below, which potential borrower you prefer to recommend for approval

10. 
Based off the diagram below, recommend a solution to potential borrower Awhich potential borrower you prefer to recommend for approval